What is a credit card, it is like our ATM card {debit card}! All its functions are like the card of our ATM, which is a debit card, it connects directly to our bank! The amount of balance we have in ICICI credit card, we can withdraw it from a debit card and spend it but the rules of credit card are different. give away! so you can use it
the trend in credit card market
Today’s generation is getting more attracted to credit cards as their expenses are increasing and they are facing difficulties in managing them! But here the credit card is helping the people because of the credit card, people run all the expenses with the credit card for the whole month. And when the salary comes, they pay all the credit card bills, due to which the credit card becomes usable, and the next month they run their expenses with that credit card.
When do I get a credit card?
Bank gives credit cards to those who have regular jobs or have their own stable business which is running smoothly! There should not be much problem in the credit and debit of money in his bank and he is depositing and withdrawing money regularly, most of the limit which the bank gives, he gives the limit from 20000 to 50000 and if the bank takes this amount If the credit score and debit score of the bank are good, then the bank also gives big limit to it.
How many types of credit cards are there?
There are 7 types of credit cards:-
1. Secured Credit Card
2. Low-Interest Credit Cards
3. Cashback Credit Card
4. Student Credit Card
5. Travel Credit Card
6. Business Credit Card
7. Rewards Credit Card
What is the salary for a credit card?
We have many banks in India, all banks give credit cards, customers take that credit card of their choice, most banks should have a minimum salary of 15000 for credit cards, this rule has been made!
Which ICICI bank credit card is best?
There are many credit cards in icici bank, below are mentioned some credit cards whose offer pictures and service charges are the best.
- ICICI Bank Amazon pay credit card: – The biggest thing about this credit card is that it is available free for life time! If you are earning ₹ 25000 per month, then you can take this credit card. Talking about the benefits, if you are a member of Amazon Prime, then you will get five percent cashback. If you are not a prime member then you will get three percent cashback. 2% cashback when shopping on amazon.pay partner and 1% cashback if you shop elsewhere
- ICICI Bank Coral contact less card :- The annual charge of this card is 5% or more, which everyone can pay, whoever is earning more than 25000 per month can take this card. Talking about, 4 out of 5 stars have been given to this card.
3. ICICI Bank Rubyx Credit Card :- This is the card of its Visa card also comes, Master card also comes American Express card also comes, everyone has different benefits, its charges are very expensive which not everyone can afford! You can take this card only if you earn more than 35000
The credit card is very easy to use. You can convert your purchase into EMI and pay it later carefully
You get credit points for shopping with a credit card, most of the points you get for shopping online, which is double (2X)
Why should you have a credit card?
1. Helps me build a good credit score!
2. Credit-free period will be available for up to 45 days!
3. Easy transaction both online and offline!
4. Comes in handy in emergency situations!
5. Attractive Rewards Cashback Discount Offers Also Available!
Disclaimer: We only give information about applications, Loans, NBFCs, banks, Jobs, New schemes by reading their official website and analyzing all the things.
