December 10, 2022
Cred

Top 4 Best Credit Cards in 2022

Top Best 4 Credit Cards in 2022 Credit cards are a convenient way to make immediate payments for any expense, in a cashless manner. It could be buying the latest mobile phone, booking airline tickets for your upcoming holiday, paying for dinner at a classy restaurant with your family or friends or even buying your monthly groceries. Just swipe the card now and clear your credit card bill later.

IDFC First Bank Credit Card

Image Cr : by IDFC First Bank

Credit cards are a convenient way to make immediate payments for any expense, in a cashless manner. Thanks to credit cards, you can fulfil your needs even if you don’t have ready cash on hand. There is no need to put off for later what you want to buy now. It could be buying the latest mobile phone, booking airline tickets for your upcoming holiday, paying for dinner at a classy restaurant with your family or friends or even buying your monthly groceries. Just swipe the card now and clear your credit card bill later.

Features & Benefits :

  • Lifetime access to your card free of charge.
  • Low credit card interest rates – starting from 9% per annum.
  • Cashback and rewards as high as 10X with credit card payments.
  • IDFC FIRST Bank Credit Cards offer ATM cash withdrawals at 0% interest until your due date.
  • Option to split your payments into easy EMIs.
  • Complimentary domestic and international airport lounge accesses.
  • Low forex markup fee for your international purchases.
  • Instant discounts on movies, gadgets, travel, grocery and more.

Card Fee :

  • Zero Joining Fee
  • Zero Annual Fees

Eligibility Criteria :

  • You must be at least 21 years old.
  • You must be an Indian citizen.
  • You must have a healthy credit score.

Documents Required :

  • Applicant’s Identity Proof :- PAN Card, Aadhar Card, Voter I.D. Card, Passport, Driving License. (Any One Document).
  • Address Proof of the Applicant :- Ration Card, Electricity Bill, Telephone Bill, Driving License, Passport, Voter I.D. Card, Last 2 Months Bank Statement. (Any One Document).
  • Applicant’s Income Proof :- Form 16, Latest Salary Slips, Income Tax Return Documents, Audited Financial Document, Business Continuity Proof (Any One Document).

Apply Now

Top 4 Best Credit Cards in 2022

Au Bank Credit Card

Image Cr : by AU Small Finance Bank

AU Small Finance Bank’s range of four new Credit Cards offers an amazing array of benefits to give you the ultimate consumer experience. From grocery shopping to international trips, you can enjoy a plethora of lifestyle privileges and compelling benefits with our Altura, Altura Plus, Vetta, and Zenith Credit Cards. As it continues to challenge the banking industry’s status quo, it ensures easy access to the perfect Credit Card to meet your requirements, whether you live in a bustling city or a remote location in India.

Fees and Benefits :

  • Card Annual Fee: Rs.199 + Applicable Taxes
  • Spends Condition for Fee Waiver:
  • 1st year – Rs.10,000 in 90 days of card set up
  • 2nd year onwards – Rs.40,000 in prev. year
  • 5% Cashback as Welcome Offer
  • Get upto 2% Cashback on retail transactions
  • 1% Fuel Surcharge Waiver
  • 2 complimentary Railway Lounge access per calendar quarter
  • Extra Rs.50 Cashback on achieving monthly milestone spends
  • Zero Liability in case of Lost Card/Counterfeit/Skimming

Eligibility Criteria :

  • The age of 21 years and 60 years.
  • Resident Indian
  • The net monthly income needs to be a minimum of Rs. 25000.

Documents Required :

  • Applicant’s Identity Proof :- PAN Card, Aadhar Card, Voter I.D. Card, Passport, Driving License. (Any One Document).
  • Address Proof of the Applicant :- Ration Card, Electricity Bill, Telephone Bill, Driving License, Passport, Voter I.D. Card, Last 2 Months Bank Statement. (Any One Document).
  • Applicant’s Income Proof :- Form 16, Latest Salary Slips, Income Tax Return Documents, Audited Financial Document, Business Continuity Proof (Any One Document).

How to Apply :

  • Apply with your registered mobile no./ Pan Card No.
  • Fill the details of Delivery Address
  • Then Fill the details of Personal Details
  • Then  Fill the details of Employer Details
  • Then  Select your  of Card Selection
  • Complete your  Video KYC (VKYC)

Apply Now

Top 4 Best Credit Cards in 2022

Yes Bank Credit Card

Image Cr : by Yes Bank

YES Prosperity BUSINESS Credit Card is designed to take care of all your Business needs. Each YES Bank Credit Card has been carefully designed to fulfill aspirations and lifestyle needs of our customers. Unlock the value in your lifestyle and business with the power of YES Bank Credit Cards. Choose a Credit Card from our wide range of products matching your lifestyle.

Eligibility Criteria :

  • The age of 21 years and 70 years
  • Self Employed, Proprietors and Partners of Partnership firms
  • Minimum Income Tax Return of INR. 5 Lakhs
  • Resident Indian

Documents Required :

  • Applicant’s Identity Proof :- PAN Card, Aadhar Card.
  • Address Proof of the Applicant :- Ration Card, Electricity Bill, Telephone Bill, Driving License, Passport, Voter I.D. Card, Last 2 Months Bank Statement. (Any One Document).
  • Applicant’s Income Proof :- Form 16, Latest Salary Slips, Income Tax Return Documents, Audited Financial Document, Business Continuity Proof (Any One Document).

Interest Rate :

  • Interest Rate of 3.5% per month (42% annually)

How to Apply :

  • Apply with your registered mobile no.
  • Then Fill the details of Personal Details
  • Then Fill the details of Employer Details
  • Then Select your  of Card Selection

How do I contact YES BANK Credit Cards Customer Care?

  • You may contact us on our 24*7 YES TOUCH Customer Care on the below numbers
  • 1800 103 1212 (Toll Free for Mobile & Landlines in India)
  • +91 22 4935 0000 (When Calling from Outside India)
  • Email us at [email protected]

Apply Now

Top 4 Best Credit Cards in 2022

Axis Bank Credit Card

Image Cr : by Axis Bank

A credit card is an instrument to help you make instant credit based transactions.
Unlike debit cards which are linked to your bank accounts and debit the corresponding amount for every transaction, credit cards offer you the flexibility to make transactions on credit independent of your account balance. These amounts however are repayable at the end of a pre-specified credit period, and each credit card involves a credit limit beyond which transactions cannot be made.

Eligibility Criteria :

  • You must be over 18 years of age.
  • You must be a resident of India.

What are the benefits of an Axis Bank Credit Card?

Axis Bank Credit Cards are designed keeping in mind the various uses and lifestyles customers may adhere to. With exclusive benefits on transaction for food, travel, e-commerce and or a combination of these.

Some advantages of Axis Bank credit cards include:

  • Complementary flight tickets
  • Discounts on movie tickets
  • Waiver of fuel surcharges
  • Access to airport lounges
  • Discounted deals on hotel bookings and restaurant orders

What is a credit card limit?

  • As a first-time user of a credit card, you will receive a lower credit limit considering that the bank is not familiar with your spending pattern and your ability to make your credit card bill payment.
  • their credit card and is determined on the basis of the credit score given by the credit rating agency TransUnion CIBIL Ltd. (Credit Information Bureau (India) Limited).
  • It is important to note that the total outstanding or the total transactions made through this card, which also include the associated fees and charges, should not be above the credit limit.

Apply Now

Top 4 Best Credit Cards in 2022

Disclaimer :  We only give information about applications, Loans, NBFCs, Bank, Jobs, New Scheme by reading their official website and analyses all the things. You will get the loan through bank.

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